Welcome to American Capital Advance

How you apply for your cash advance.

To apply for your business cash advance simply click on APPLY TODAY. Within minutes of filling out and submitting the pre-approval form your application will be e-mailed back to you. Then, fill out and complete the short two-page application and e-mail or fax it back to American Capital Advance. In most cases you will be notified within 48 hours that your application has been approved.

How you get your money.

After the creation of your account, your money will be electronically deposited directly into your business bank account. You will then have full access to the funds.

How you spend your money.

After your funds are made available to you the money is yours to use as you see fit. Most of our clients use their cash advances for advertising, renovations, expansion, working capital, equipment purchases, and much more.

How we collect money.

Your cash advance repayment program is managed via merchant account technology, which accepts electronic purchase transactions including credit cards. With every purchase transacted using your merchant account, a small percentage fee is deducted from the total sale. This small amount goes to repay your cash advance. Repayment is completely automatic. No monthly bills or headaches!
Your cash advance repayment process is convenient, easy-to-understand, completely automatic, and adapts to the month variations of your business revenue. Our entire process is superior to a bank loan in every way!

Get the money you need to grow your business with accounts receivable financing.

How it works:
Our working capital program is simple…what we do is clear-cut:

We pay you today for a small portion of your future credit card transactions.
Then, as VISA, MasterCard and Discover credit card sales are made, you repay us a small fixed percentage of those sales.
Once we are repaid, you have no additional obligation to us…but we hope you will always remain our loyal and satisfied customer.

This is not a traditional bank loan. Instead, we use “factoring,” a form of commercial purchase that lets you leverage your future credit card receivables to get working capital.

You sell your accounts receivable at a discount to get the needed funds to get your business moving in the right direction. Then use the cash for whatever you want, in any way you want.

Our #1 goal is helping you succeed and helping you grow!

We give you an uncomplicated, straightforward, no-hassle way to leverage your greatest asset–
future credit card sales.
So if your business accepts credit cards, we'll advance you up to $100,000 of working capital. And most advances are approved in 24-48 hours.

When opportunities present themselves, is your business prepared to take advantage of them?
We’ll put you in a position to make the most of every possibility.

If a business partner decides to sell out.
If another company is clearing inventory or a competitor closes up.
The potential of grabbing a once-in-a-lifetime business opportunity, but not being able to seize it.

Countless other opportunities present themselves all the time. Savvy business owners know how important it is to have a risk management program in place. You should, too. Do you need cash or Peace of mind…What keeps you awake at night?

The potential results of a storm, hurricane or fire?
Getting quick access to more inventory?
Having to rebuild your structure or office?

Get your zero-cost insurance policy and rest easy.

Imagine what you could do with as much as $100,000 for your business. At American Capital Advance, our accounts receivable factoring services can get you the cash you need within 7-10 days to spend however you see fit.

American Capital Advance is not a bank and does not impose application fees, closing fees or fixed monthly payments. Our program uses a financial process known as accounts receivable factoring in which we only deduct a small percentage of your monthly credit card receivables as payment-that's it! And this is done automatically, so there are never any bills or late fees to worry about.
Why wait months to be approved for a bank loan when over 90% of our accounts receivable financing applicants are approved for a business cash advance within 48-72 hours?
Learn how you can qualify for cash advance for business today.
Have a safety net in place with a business cash advance.
Maybe you don't need money now, but it's hard to predict when you might. Wouldn't it be nice to know you had access to cash when the unexpected occurs? When you are already approved for a cash advance for business, just say the word and you'll have cash in your hands within 24 hours. Getting approved doesn't cost you a penny, so why wait?
The possibilities of instant cash are almost endless…and the process is quick and easy. We want to put working capital in your hands without the hassle and bureaucracy associated with lending sources.

When you need money to grow your business, American Capital Advance will get working capital for you – fast! That’s because American Capital Advance is the company that tells you ‘‘No’’ –

No application fees
No collateral required
No tax returns
No fixed payments
No fixed payback timeframe
No effect on current credit lines
No effect on credit score
No hidden fees
No determination based on credit score

Here’s what we say “Yes” to:

A simple application/process
Approval in 24-48 hours
Cash wired directly to your bank and
Increasing your bottom line.

Testimonials

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