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Welcome to American Capital Advance

Q: What can I use my funding for?
A: Anything! Some small businesses use their financing as an always-available line of credit. Others use their business advances for emergencies or time-sensitive opportunities. The possibilities are limited only by your imagination, because the money is yours to use as you want, so grow your profits, increase revenue and prosper.

Q: Am I personally liable for the funds?
A: No! There are no personal guarantees or collateral required. Unlike traditional bank loans that require a personal guarantee, our working capital program simply requires a guarantee only against fraud or intervention.

Q: How do I pay back the funds?
A: The amount you repay is directly proportionate to your credit card sales - just a small percentage is automatically deducted from each batch until the funds are repaid. You'll have no monthly invoices to track, checks to write or bills to pay, so paying off these funds is easy and automatic.

Q: How much are the application fees and closing costs for your working capital program?
A: There are none! Unlike a bank loan, you pay zero application fees and closing costs.


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