Member of:



International Factoring Association





Florida Restaurant & Lodging Association

 
 
   








Q: What's the difference between a business loan and a business cash advance?

A: Conventional business loans are regulated by the federal government. The application process is lengthy; requiring detailed financial statements and audited tax returns. If you need emergency cash now, a traditional bank loan may take too long to close - and you won't get the working capital you need, when you need it.

In contrast, a business cash advance (otherwise known as accounts receivable financing, or accounts receivable factoring) is an advance on your Visa and MasterCard receivable. No lengthy application process in required - in fact, most who apply for a business cash advance are approved within 48 hours! Plus, with a business cash advance, you have the peace-of-mind of knowing that your monthly repayment is based upon a percentage of your monthly credit card transactions. If sales are slow, you won't be faced with a large loan repayment invoice.

Want to apply for a business cash advance now? Email us right now to get started, or call (800) 599-9158 for more information.

Q: How do I apply for a business cash advance?

A: It's easy! Simply fill out and submit the pre-approval form and we'll e-mail an application for our accounts receivable financing services. Or, call us right now at (800) 599-9158. In most cases applications are approved within 48 hours. Apply for accounts receivable financing now!

Q: How will I get my business cash advance after I've been approved?

A: You won't have to worry about your "check being in the mail." When you're accepted for accounts receivable financing, your money will be electronically deposited into your bank account.

Q: What can I use my accounts receivable financing money for?

A: Some small businesses use their accounts receivable financing money as an always-available line of credit. Others use their business cash advances for emergencies or time-sensitive opportunities. The money is yours to use as you see fit. Apply for our accounts receivable financing services today!

Q: Am I personally liable for the loan?

A: No! Unlike a traditional bank loan which requires a personal guarantee, a business cash advance simply requires a guarantee against fraud or intervention.

Q: How do I pay back my business cash advance?

A: The amount you repay is directly proportionate to your credit card sales-a small percentage fee is automatically deducted from each transaction. There are no monthly invoices to track, and paying your business cash advance is easy and automatic. Get more information about a business cash advance.

Q: How do I qualify for accounts receivable financing?

A: Your monthly VISA/MasterCard revenue must exceed $2,100; you must not have any prior unresolved bankruptcies and you must have been in business for at least 12 months. Apply for our accounts receivable financing services now!

Q: How much are the application fees and closing costs for a business cash advance?

A: None, nada, zip. With a business cash advance, you pay zero application fees and closing costs! Learn more about a business cash advance.