Member of:



International Factoring Association





Florida Restaurant & Lodging Association
 
 
   
"Business Loans" vs "Business Cash Advances"

Business Loans

A business bank loan requires a written loan proposal that is time consuming, confusing, and very restrictive. Typically, the bank will be happy to loan you money when you don’t need it but reluctant to loan you money when you need it the most. And even if you qualify for a bank loan, your monthly repayment schedule is rigidly set with no consideration ever given to the ups and downs of business revenue flow.

Business Loan Repayment

Bankers focus on your past to determine your loan repayment program. Because a set monthly payment is uppermost in importance, what you did yesterday determines what you do tomorrow. AmericanCapitalAdvance.com focuses on your future potential. Since there is no set monthly payment, what you did yesterday is not important, but what you do tomorrow is.

 

Business Cash Advance

To qualify . . .

* Your monthly VISA/MasterCard revenue must exceed $2,100
* You have no prior unresolved bankruptcies
* You have been in business for at least 12 months

Business Cash Advance Repayment

Repayment for your cash advance through AmericanCapitalAdvance.com is based upon your future swiped VISA/MasterCard credit card transactions. A monthly percentage of these future sales is used as the determining factor for repayment. There are no bank loan repayment statements, no fixed monthly payments, and no penalties for late payments. Repayment occurs automatically and follows your business revenue flow. We base our success on the success you achieve as a result of our cash advance to you. We’re putting our money on you and your ability to make the best use of it.